By Huang Jiahui

Life, have you ever found such a strange thing: the corner of the street that is decorated with luxurious luxury hotel or public house, day after day in the cold and quiet, a year down to the customers almost counted over, according to the market competition should have been down, but not only did not go down instead of opening up more and more red-hot; or what you have around the world's friends, all right like to gamble, every day to gamble, every day to lose, and the result is not only not bankrupt, but also to drive a BMW, if you have around you, congratulations, you may be in close contact with a "high" term - money laundering. Bankruptcy, on the contrary, but also the seat of the car into a BMW, if you are around, congratulations, you may be in close contact with a "high" term - money laundering.

20centuries20Era, a group of gangsters to get a large amount of black money, but suffering from no legitimate channels to spend out of a very worried, when the U.S. mafia a financial scientist gave them an idea - to buy a coin-operated washing machine, the use of coin-operated washing machine will be illegal to join the stolen money, and then to the government to declare the tax, and so on after deducting the tax, those illegal black money was thus washed into legal labor income. Those illegal black money is so washed into legal labor income, "money laundering" is really through the washing machine initially washed.

"Money laundering" development to the modern world, has long ceased to be a coin-operated washing machine can handle things, after all, now the corrupt officials are large sums of money, a shot is a few hundred million, even if you buy a 100One washing machine per day.100Pieces.1A hundred million dollars, conservatively, would be a wash.30years, this inefficient money laundering is certainly not tolerated by the efficient miscreants.

Black money generally refers to income generated from crimes such as drug trafficking, smuggling, arms trafficking, fraud, theft, robbery, embezzlement, tax evasion, etc. These incomes are generally huge properties, and given that every country monitors huge transactions, black money must be made legal by some means. In the United States if you use more than3000Dollars in cash for aLVHandbags, the store will register your identity information, if you want to access your money at the bank10000US dollars, the bank will then fill you in on a specializedCTRforms and also report them to the regulator. Therefore, in general, if you do not launder money abroad, the stolen money is almost unspent. If you are planning to bury the black money in their own backyard to leave for posterity, which can be used without washing, as long as you pay attention to don't get moldy don't be gnawed by rats on the line; if you want to spend the money openly and honestly, but also so that the police have no way to find out, then you need to money laundering.

U.S. drama "Desperado" in the terminal lung cancer old white manufacturing drugs earned a large amount of money, millions of dollars in revenue, a high school teacher where so much money, a look at the illegal income, in order to avoid the tax audit, the old white opened a car wash, want to forge false receipts through the car wash will be black money mixed with the sales revenue, and then through the tax to wash the income of illegal income revenue, which is one of the most common money laundering methods, sales The goods sold do not match the actual income; for example, Old White washed a car and collected50dollars, he writes off car washes in his own financial statements as100I'll add a care package or something to the list.100Finally, follow the200The income from the block goes to pay the tax. After all this maneuvering, not only did Old White manage to clear his150Dollars of black money, the money was laundered and at the same time contributed to the country's value-added tax and income tax. Unfortunately, then the old white man's drug business got bigger and bigger, making it impossible for the dealership to launder the money, so they had to find a place to hide it.

If Lao Bai lived in China, he wouldn't have to go through so much trouble. In China, there are not many restrictions on the circulation of huge amounts of RMB, and you can easily convert black money into your own financial assets by buying antiques, jewelry, or real estate.

Take real estate, China's real estate speculation in the past few years is very good, especially in the north of the house, casually carry a set of help you wash away millions of dollars, the location of the prosperous, minutes for you to wash away tens of millions of dollars, in a word: how much to wash how much! Old white if you want to buy a house money laundering, three steps will be enough. The method is simple, rough and efficient.

First, first set up a purse company, this legal person of course can not be yourself, find a relative or friend on the line; the second step, in the name of the company to buy a house, as much as possible to rest assured to buy! No real estate company will care about your money is not illegal black money; third, will buy the house to sell. After the three steps, the asset you sold the house for is now legal. When you open a car wash business, the black money is slow to be laundered, not to mention the rent, renovations, equipment, finances, and taxes. It's not easy to earn100Millions, washed and turned into80Ten thousand. But by laundering money through real estate, not only do you not lose money, but you can also multiply the value, you see, what a cost-effective way.

Some people say that it is too much of a waste of energy to open a purse company, which is to be registered and approved, too troublesome, and then again, brother is a high-end people with taste, open what a broken company, a little bit of artistry is not there! Well then we will find an artistic play - investment in film and television.

Film and television investment belongs to the cultural industry, the tax rate is low, not to mention that the income is fast, the main thing is that the film and television drama accounts for a wide range of expenditures, the timeliness is strong, the cost of monitoring that piece is actually a walk in the park, for example, I buy a prop or something else, you need to pay in cash, I buy10$10,000. Report it.50Do you have a problem with that? For example, if I make a large scene that can be used twice, and I use it once and dismantle it to build it again, that's two times the money, or if this huge amount of money is spent to build a scene and it accidentally blows up during the movie, how can you check it? I can't even check. Maybe I'll even get you an extra charge for the explosives!

Movie investment is considered to be one of the safest methods of money laundering, with a lot of tricks and efficiency. The simplest, shoot a movie actual cost actual1000million, the cost on the books of my statement made the2000Million.1000The black money of ten thousand dollars will be laundered. Slightly more troublesome, the common way now: register a company to make a movie, the movie does not care how bad, just release, the movie is released and misrepresent the box office, such as the actual box office500million, and theaters making up individual movie ticket numbers to claim to the public5000million, and the audience for a movie screening is only5One, but the movie theater books say there's50An audience, and there's really50The ticket money came in, and that45Zhang extra tickets of black money in the name of the ticket money put on the theater's account, such a covert tactic, how to investigate? See, the most fearful thing about making a movie is that there is a lot of money, the bills are more than enough, it will take a little time to shoot, just afraid that you do not have the money to wash.

What? Think investing in movies and TV is too cerebral, want a foolproof and quick money laundering method! Well, then you go play antique collection.

Do you find a lot of antique stores, luxurious decoration, high-end taste, although it is a year down the patronage of the shadow of not a few people, but at the end of the year to see, wow, income of several million! So lucrative, you immediately ran to open a, that you are bound to go bankrupt. Antiques can not appreciate to make money this I really do not know, but money laundering is still a very good choice, a few people in the same way to open a play store, I buy a painting from your store!10Ten thousand dollars. You buy a stone from his store.20He bought a walnut from my store.40Wan, people speculate on the money is clean, happen to antique market is good, maybe even make a fortune.

Each country has its money laundering methods, the principle is not the same, in addition to the more common money laundering through the Caribbean and the South Pacific some of the island countries of the offshore gold, through the securities gold and insurance transactions to clean the stolen money, commonly used by some of the money through the underground money changers, casinos, the black money trading into foreign exchange to wash and so on. Pay attention, you will find that most of these money laundering people are self-taught, they are not what Oxford graduates, nor any of the business school of theMBAHowever, money-laundering activities can be designed as an interlocking program, so that the general case officers simply can not be investigated. According to the International Monetary Fund estimates,The amount of "money laundering" involved in the world each year is estimated to be in the range of15000hundreds28000The number of dollars in the United States dollar range is between 1.5 and 1.5 billion dollars. And some of our experts and scholars analyze,Capital flight from China in the last three years amounted to530US$ 100 million. The amount of black money "laundered" through underground money laundries each year is at least $100 million.2000billion yuan, of which smuggling income money laundering is about700RMB 100 million.

1999The Xiamen Yuanhua case in 2007 was the first major economic case in the People's Republic of China. Lai Changxing, chairman of the Xiamen Yuanhua Group, had been engaged in criminal smuggling activities for five years, smuggling goods worth RMB530billion yuan, tax evasion RMB300billion dollars, resulting in a total loss to the State830Billions of dollars. And.2002In a smuggling case in Shantou in 2007, Xu Pengzhan used the name of Shantou Jinyuan Xinxing Hongzhan Agricultural and By-products Merchants Company, etc., as the name of the smuggler.20A number of shell companies in the name of several banks opened dozens of accounts, used for the flow of funds in the underground money market, the amount of tax evasion by Xu Pengzhan underground money market is up to CNY14.069Billions of dollars.

Excluding black money laundered out and smuggled in, officials' corrupt earnings from money laundering exceeds500RMB 100 million.

In China, an ordinary citizen, suddenly a bit of money, buy a car, buy a suite, as long as you do not have nothing to cause trouble, generally will not attract the attention of the judiciary, but if you are a state employee then it's different, our country has a "large amount of property from unknown sources of crime", once you have been paid attention to, then congratulations, as long as you account for the legal source of property, then prepare to squat in jail, and it is precisely for this reason that officials need to weave a legitimate source of income for themselves, may be targeted. The legal source of property, then be prepared to squat in jail, again, the officialdom is now so unpredictable, maybe they are being watched, so the officials need to weave a legitimate source of income for themselves, but also because of this reason, in recent years, a new money laundering activities - corruption.

The new phenomenon of money-laundering, in which public officials weave legitimate sources of black money that has been embezzled and bribed in various ways in order to spend it and invest it, is growing in magnitude and development.

This type of money laundering mainly has these points: one is first money laundering after money laundering, a large number of public officials embezzlement, bribery, resignation and go to sea to open a company or investment, with a new identity to cover up the sudden wealth, for example, a district mayor resigned to turn to invest in less than half a year suddenly worth millions of dollars; the second kind of money laundering while fishing for money, their own use of power to fish for money, behind the back of his family to find an identity, such as open a company or something to cover up the black money; The third kind of even money with money laundering, government officials or state-owned enterprises bosses to start a private enterprise, the corporate name of the enterprise, although not their own, but the power by their own control, so that you can turn the economic transactions of the black money to the business account, so that it becomes a legitimate fund.

In addition to the above three, there is another category that has become very popular in recent years: transnational money-laundering. In recent years, there is always this kind of news endless, so and so was investigated on the occasion of carrying a family fleeing, or before the incident with public funds fled the country, these public officials managed to transfer black money abroad, or directly in foreign countries to collect stolen money to launder, or will be the son of a woman to send out of the country, secretly, the transfer of stolen money. In the past few years, there has been a kind of "aristocracy" of Chinese students abroad, wearing brand names, living in luxury apartments, driving famous cars, entering casinos, and spending a lot of money on full-funded luxury apartments.……If it were not for cross-border money laundering, how could the legitimate salaries and allowances of most civil servants or leading cadres in mainland China alone pay for the high costs of studying abroad, not to mention providing for their lavish spending?